The difference between HiCo and LoCo magnetic stripe concerns the security and the durabiity of the encoded data.
A HiCo magnetic stripe is encoded with a stronger magnetic field (2750 Oersted). The encoded data is less probable to be erased when exposed to an outside magnetic field. A stripe of high coercivity encoding is black.
This feature is recommended when you need a long lifespan of the card and protected information, for example credit cards, bank cards, memebership or loyalty cards, access control cards...
A LoCo magnetic stripe is encoded with a low intensity magnetic field (300 Oersted). Ideal for short-term applications, such as gift cards, membership or loyalty cards, transit passes...A low coercivity stripe encoding is brown.
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